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	<id>https://wiki.treasurers.org/w/index.php?action=history&amp;feed=atom&amp;title=Early_Repayment_Charge</id>
	<title>Early Repayment Charge - Revision history</title>
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	<updated>2026-08-26T11:45:25Z</updated>
	<subtitle>Revision history for this page on the wiki</subtitle>
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	<entry>
		<id>https://wiki.treasurers.org/w/index.php?title=Early_Repayment_Charge&amp;diff=17043&amp;oldid=prev</id>
		<title>imported&gt;Doug Williamson: Classify page.</title>
		<link rel="alternate" type="text/html" href="https://wiki.treasurers.org/w/index.php?title=Early_Repayment_Charge&amp;diff=17043&amp;oldid=prev"/>
		<updated>2022-06-30T13:39:07Z</updated>

		<summary type="html">&lt;p&gt;Classify page.&lt;/p&gt;
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				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;Revision as of 13:39, 30 June 2022&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l18&quot;&gt;Line 18:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 18:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* [[Prepayment]]&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* [[Prepayment]]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* [[Prepayment risk]]&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* [[Prepayment risk]]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;[[Category:The_business_context]]&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;

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		<author><name>imported&gt;Doug Williamson</name></author>
	</entry>
	<entry>
		<id>https://wiki.treasurers.org/w/index.php?title=Early_Repayment_Charge&amp;diff=17042&amp;oldid=prev</id>
		<title>imported&gt;Doug Williamson: Create the page. Source: http://www.financial-ombudsman.org.uk/publications/technical_notes/mortgages-early-repayment-charges.html</title>
		<link rel="alternate" type="text/html" href="https://wiki.treasurers.org/w/index.php?title=Early_Repayment_Charge&amp;diff=17042&amp;oldid=prev"/>
		<updated>2016-11-13T16:55:47Z</updated>

		<summary type="html">&lt;p&gt;Create the page. Source: http://www.financial-ombudsman.org.uk/publications/technical_notes/mortgages-early-repayment-charges.html&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;''Banking - mortgage lending''&lt;br /&gt;
&lt;br /&gt;
(ERC).&lt;br /&gt;
&lt;br /&gt;
A charge levied on customers who wish to repay a fixed rate mortgage loan, or certain other mortgage loans, early.&lt;br /&gt;
&lt;br /&gt;
Sometimes known as an Early ''Redemption'' Charge.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
The amounts of ERCs which lenders can recover from customers in practice may be less than the full amounts in the loan agreements or the break costs to the lender, on the basis that retail customers cannot reasonably be expected to understand them, and - to that extent - are not necessarily legally enforceable in full.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== See also ==&lt;br /&gt;
* [[Interest rate risk]]&lt;br /&gt;
* [[Mortgage]]&lt;br /&gt;
* [[Option risk]]&lt;br /&gt;
* [[Pipeline risk]]&lt;br /&gt;
* [[Prepayment]]&lt;br /&gt;
* [[Prepayment risk]]&lt;/div&gt;</summary>
		<author><name>imported&gt;Doug Williamson</name></author>
	</entry>
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