Overdraft - Revision history

imported>Doug Williamson: Add link.

2021-06-12T16:20:53Z

Add link.

← Older revision		Revision as of 16:20, 12 June 2021
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	* [[Revolving credit facility]]		* [[Revolving credit facility]]
	* [[Round tripping]]		* [[Round tripping]]
			* [[Uncommitted]]

	[[Category:Liquidity_management]]		[[Category:Liquidity_management]]

imported>Doug Williamson: Amend header 2.

2020-10-29T12:29:02Z

Amend header 2.

← Older revision		Revision as of 12:29, 29 October 2020
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	2. ''~~Liabilities~~.''		2. ''Financial reporting - balance sheet - liabilities.''

	The amount by which an account is overdrawn.		The amount by which an account is overdrawn.
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	== See also ==		== See also ==
	* [[Balance]]		* [[Balance]]
			* [[Balance sheet]]
	* [[Bridge financing]]		* [[Bridge financing]]
	* [[Concentrate]]		* [[Concentrate]]

imported>Doug Williamson: Add overdraft example.

2020-05-20T15:06:48Z

Add overdraft example.

← Older revision		Revision as of 15:06, 20 May 2020
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	Also known as an overdraft balance.		Also known as an overdraft balance.


			:<span style="color:#4B0082">'''''Example: Overdraft'''''</span>

			:We have an overdraft of £50k at the start of April. In other words we owe £50k to the bank.

			:We need to put more money into our account.

			:Now we deposit £60k into the account during the month of April.

			:This repays our overdraft, with some cash left over.

			:At the end of April, our bank account now has a positive amount in it, of:

			::-50 + 60 = 10k

			:We now have £10k cash in our bank account at the end of April.

			:The situation of a positive amount in the bank is known as cash at bank (or being 'in credit').

imported>Doug Williamson: Add second definition. Source: linked pages.

2020-04-15T14:42:30Z

Add second definition. Source: linked pages.

← Older revision		Revision as of 14:42, 15 April 2020
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	~~A line of credit which is applied to a current account and may be drawn on demand~~.		1. ''Facility''.

			An overdraft facility is a line of credit which is applied to a current account and may be drawn on demand.

	It is also known as a demand loan, as it is repayable to the bank on demand by the bank.		It is also known as a demand loan, as it is repayable to the bank on demand by the bank.

	For this reason, it is risky to use overdrafts for core financing needs.		For this reason, it is risky to use overdrafts for core financing needs.


			2. ''Liabilities.''

			The amount by which an account is overdrawn.

			Also known as an overdraft balance.


	== See also ==		== See also ==
			* [[Balance]]
	* [[Bridge financing]]		* [[Bridge financing]]
	* [[Concentrate]]		* [[Concentrate]]
			* [[Facility]]
			* [[Liabilities]]
	* [[Overdrawn]]		* [[Overdrawn]]
	* [[Revolving credit facility]]		* [[Revolving credit facility]]

imported>Doug Williamson: Add link.

2020-04-15T14:05:32Z

Add link.

← Older revision		Revision as of 14:05, 15 April 2020
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	* [[Bridge financing]]		* [[Bridge financing]]
	* [[Concentrate]]		* [[Concentrate]]
			* [[Overdrawn]]
	* [[Revolving credit facility]]		* [[Revolving credit facility]]
	* [[Round tripping]]		* [[Round tripping]]

	[[Category:Liquidity_management]]		[[Category:Liquidity_management]]

imported>Doug Williamson: Expand to note use of overdrafts for medium-term financing.

2018-02-03T10:58:57Z

Expand to note use of overdrafts for medium-term financing.

← Older revision		Revision as of 10:58, 3 February 2018
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	A line of credit which is applied to a current account and may be drawn on demand.		A line of credit which is applied to a current account and may be drawn on demand.

	It is also known as a demand loan, as it is repayable to the bank on demand.
			It is also known as a demand loan, as it is repayable to the bank on demand by the bank.

			For this reason, it is risky to use overdrafts for core financing needs.


	== See also ==		== See also ==
	* [[Bridge financing]]		* [[Bridge financing]]
			* [[Concentrate]]
	* [[Revolving credit facility]]		* [[Revolving credit facility]]
	* [[Round tripping]]		* [[Round tripping]]

	[[Category:Liquidity_management]]		[[Category:Liquidity_management]]

imported>Doug Williamson: Category added 9/10/13 and spacing

2013-10-09T10:30:58Z

Category added 9/10/13 and spacing

← Older revision		Revision as of 10:30, 9 October 2013
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	It is also known as a demand loan, as it is repayable to the bank on demand.		It is also known as a demand loan, as it is repayable to the bank on demand.


	== See also ==		== See also ==
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	* [[Revolving credit facility]]		* [[Revolving credit facility]]
	* [[Round tripping]]		* [[Round tripping]]


			[[Category:Liquidity_management]]

imported>Administrator: CSV import

2012-10-23T14:20:14Z

CSV import

New page

A line of credit which is applied to a current account and may be drawn on demand.

It is also known as a demand loan, as it is repayable to the bank on demand.

== See also ==
* [[Bridge financing]]
* [[Revolving credit facility]]
* [[Round tripping]]