High Quality Liquid Assets and Net profit: Difference between pages

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''Bank regulation''.
1.  


(HQLAs).
''Tax and accounting.''


High Quality Liquid Assets are ones which are good enough to include as part of a bank's Liquidity Coverage Ratio (LCR) evaluation.
Profit after tax, also known as Earnings.




HQLAs should be:
2.
*Unencumbered;
 
*Liquid in markets during a time of stress; and
More generally, profit calculated after taking account of related expenses.
*Ideally, eligible for discounting with the central bank.
 
Sometimes referred to informally as ''the bottom line'' because of its position at (or near) the bottom line of an Income statement.
 
The alternative term ''net income'' may refer to either of the definitions of Net profit in 1. and 2. above.




== See also ==
== See also ==
* [[ALA]]
* [[Bottom line]]
* [[Central bank]]
* [[Earnings]]
* [[Credit Quality Step]] (CQS)
* [[Gross profit]]
* [[Level 1 liquid assets]]
* [[Income statement]]
* [[Level 2 liquid assets]]
* [[Operating profit]]
* [[Liquidity]]
* [[Liquidity Coverage Ratio]]
* [[Liquidity risk]]
* [[Stress]]
* [[Unencumbered]]


[[Category:Identify_and_assess_risks]]
[[Category:Accounting,_tax_and_regulation]]
[[Category:Manage_risks]]
[[Category:Liquidity_management]]

Revision as of 15:53, 30 May 2015

1.

Tax and accounting.

Profit after tax, also known as Earnings.


2.

More generally, profit calculated after taking account of related expenses.

Sometimes referred to informally as the bottom line because of its position at (or near) the bottom line of an Income statement.

The alternative term net income may refer to either of the definitions of Net profit in 1. and 2. above.


See also