Prepayment risk and Presenteeism: Difference between pages

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imported>Doug Williamson
(Create page. Source: Robertson Cooper https://www.robertsoncooper.com/blog/what-is-presenteeism/)
 
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Prepayment risk is a form of interest rate risk for a financial institution.
Presenteeism means being physically or virtually present at the workplace, but not productive.
 
It arises from the non-contractual early repayment by customers of, for example, fixed rate mortgages.
 
 
The financial institution therefore has an interest rate exposure for the - as yet unknown - prepayments by customers of its fixed interest rate product.


Presenteeism's sources include:
*Attending work when sick;
*The reality, or the impression, of working excessively long hours for the sake of appearance; and
*Indulging in distractions while at work, such as playing games online or browsing the internet.




== See also ==
== See also ==
* [[Extension risk]]
* [[Ethics]]
* [[Interest rate risk]]
* [[Financial wellbeing]]
* [[Pipeline risk]]
* [[Inclusion]]
* [[RMBS]]
* [[Governance]]
* [[Neurodiversity]]
* [[UK Equality Act 2010]]


[[Category:Commercial_drive_and_organisation]]
[[Category:Influencing]]
[[Category:Self_management_and_accountability]]
[[Category:Working_effectively_with_others]]
[[Category:The_business_context]]
[[Category:Ethics]]
[[Category:Identify_and_assess_risks]]
[[Category:Manage_risks]]
[[Category:Manage_risks]]
[[Category:Risk_frameworks]]
[[Category:Risk_reporting]]

Revision as of 11:04, 26 February 2020

Presenteeism means being physically or virtually present at the workplace, but not productive.

Presenteeism's sources include:

  • Attending work when sick;
  • The reality, or the impression, of working excessively long hours for the sake of appearance; and
  • Indulging in distractions while at work, such as playing games online or browsing the internet.


See also