Bank margin and Deficit: Difference between pages

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Banking net interest income (NII) expressed as a proportion of total assets.
1. ''Pensions accounting.'' 


The excess of liabilities over assets in a funded Defined benefit pension scheme; also known as under-funding. 


Also known as net interest margin (NIM).
 
For example;
 
if the liabilities were 100
 
and the assets were 90,
 
the deficit would be 100 - 90 = 10. 
 
(Not to be confused with the percentage ''funding level'' which in this example would be 90/100 = 90%.)
 
 
2. More generally, any financial shortfall.




== See also ==
== See also ==
* [[EVE]]
* [[Amortisation]]
* [[Interest]]
* [[Fiscal deficit]]
* [[IRRBB]]
* [[FRS 17]]
* [[Margin]]
* [[Funding level]]
* [[NII]]
* [[Multicurrency cross-border pooling]]
* [[NNII]]
* [[Multicurrency one-country pooling]]
* [[Net interest]]
* [[Surplus]]

Revision as of 08:18, 25 September 2014

1. Pensions accounting.

The excess of liabilities over assets in a funded Defined benefit pension scheme; also known as under-funding.


For example;

if the liabilities were 100

and the assets were 90,

the deficit would be 100 - 90 = 10.

(Not to be confused with the percentage funding level which in this example would be 90/100 = 90%.)


2. More generally, any financial shortfall.


See also