Liquidity and Payment: Difference between pages

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1.  
An amount of money paid.


An asset's ability to be turned into cash quickly and without significant loss compared with current market value.
#Defined broadly, payment refers to the payor’s transfer of a monetary claim on a party acceptable to the payee. Typically, claims take the form of banknotes or deposit balances held at a financial institution or at a central bank.
#The term is also defined more strictly for certain accounting and tax purposes, where the exact timing of payments - for example either within or outside of a given tax calculation period - may be essential for the determination of tax liabilities and tax reliefs.  


2.
In relation to a market, the extent to which large quantities of the asset traded in the market can be bought or sold at any time, with low transaction costs, and without affecting the market price.
3.
An entity’s ability to pay its obligations when they fall due, especially in the short term.
4.
An entity's ability to source additional funds to meet its obligations, including in the medium and longer term.
5.
A financial measure designed to quantify an entity's ability to meet its obligations when they fall due.
* For non-financial organisations, simple measures of liquidity include the ''current ratio'' and the ''quick ratio''.
* For banks and other financial institutions, liquidity measures include those which identify how long the bank could survive if wholesale funds were to dry up and retail funding was heavily stressed. This period is known as the ''survival period''.




== See also ==
== See also ==
* [[Authorisation]]
* [[Pay]]
* [[Authority limits]]
* [[Remittance]]
* [[Cash and cash equivalents]]
* [[Payment factory]]
* [[Cash forecasting]]
* [[Cash pool]]
* [[CertICM]]
* [[CRD IV]]
* [[Current ratio]]
* [[Deep market]]
* [[Funding]]
* [[Funds]]
* [[Headroom target]]
* [[Illiquid]]
* [[Leverage]]
* [[Liquid]]
* [[Liquidate]]
* [[Liquidation]]
* [[Liquidity buffer]]
* [[Liquidity Coverage Ratio]]
* [[Liquidity preference]]
* [[Liquidity management]]
* [[Liquidity premium]]
* [[Liquidity risk]]
* [[Money management]]
* [[Net Stable Funding Ratio]]
* [[Quick ratio]]
* [[Run]]
* [[Security]]
* [[Solvency]]
* [[Stress]]
* [[Supply chain finance]]
* [[Survival period]]
* [[Yield]]
 
 
=== Other resources ===
* [https://www.treasurers.org/hub/treasurer-magazine/liquidity-first-three-tips-for-treasurer Liquidity first: three tips for treasurers, The Treasurer Web exclusive, 2020]
 
*[[Media:2015_06_June_-_Safety_first.pdf| Safety first, The Treasurer, 2015]]


[[Category:Liquidity_management]]
[[Category:Cash_management]]

Revision as of 16:03, 21 May 2015

An amount of money paid.

  1. Defined broadly, payment refers to the payor’s transfer of a monetary claim on a party acceptable to the payee. Typically, claims take the form of banknotes or deposit balances held at a financial institution or at a central bank.
  2. The term is also defined more strictly for certain accounting and tax purposes, where the exact timing of payments - for example either within or outside of a given tax calculation period - may be essential for the determination of tax liabilities and tax reliefs.


See also

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