LTIP and Loan to stable deposit ratio: Difference between pages
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''Bank prudential management'' | |||
(L/SD ratio). | |||
A simple measure of a bank's funding profile, being a refinement of the (even simpler) loan to deposit (L/D) ratio. | |||
The L/SD ratio divides the bank's loans by its stable deposits. | |||
Deposits which are regarded as 'non stable' are excluded from the calculation. | |||
Compared with the simpler loan to deposit ratio, the L/SD ratio provides a more representative measure of the bank's capacity to lend. | |||
An even more refined measure is the Net Stable Funding Ratio (NSFR). | |||
== See also == | == See also == | ||
* [[ | * [[Liquidity]] | ||
* [[ | * [[Liquidity Coverage Ratio]] | ||
* [[Leverage Ratio]] | |||
[[ | * [[Loan to deposit ratio]] | ||
[[ | * [[Loan to stable funding ratio]] | ||
* [[Net Stable Funding Ratio]] | |||
* [[Funding]] | |||
* [[Funding ratio]] |
Revision as of 12:25, 18 December 2016
Bank prudential management
(L/SD ratio).
A simple measure of a bank's funding profile, being a refinement of the (even simpler) loan to deposit (L/D) ratio.
The L/SD ratio divides the bank's loans by its stable deposits.
Deposits which are regarded as 'non stable' are excluded from the calculation.
Compared with the simpler loan to deposit ratio, the L/SD ratio provides a more representative measure of the bank's capacity to lend.
An even more refined measure is the Net Stable Funding Ratio (NSFR).