European Banking Authority and Margin: Difference between pages

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''European Union (EU).''
1. ''Accounting.''


(EBA).
Profit margins measure the surplus of revenues over relevant costs, often expressed as a percentage.


The EBA's responsibilities include:
Profit margins are usually expressed as a percentage of revenues, for example in the Net profit margin.


*Ensuring effective and consistent prudential regulation and supervision across the European banking sector.
*Maintaining financial stability in the EU.
*Safeguarding the integrity, efficiency and orderly functioning of the banking sector.
*Contributing to the creation of a European Single Rulebook in banking whose objective is to provide a single set of harmonised prudential rules for financial institutions throughout the EU.
*Promoting convergence of supervisory practices.
*Assessing risks and vulnerabilities in the EU banking sector.


Less commonly, margins can also be expressed as a margin (percentage) on relevant costs.


''The European Banking Authority was established in 2011 as the successor to the former Committee of European Banking Supervisors.''
Gross profit measured as a percentage of costs is also sometimes known as ''markup'', an amount added to costs to determine a selling price.
 
 
2. ''Banking.''
 
Net interest margin (NIM).
 
 
3. ''Bank lending.''
 
Lending margin is a percentage amount added explicitly to a market reference rate, to calculate the total rate of interest payable by a borrower.
 
 
4. ''Derivatives markets.''
 
Margin is a refundable deposit payable by market participants to protect other participants in the market against the risk of a default.
 
In this context, margin is a form of collateral.
 
 
5. ''Financing.''
 
An amount implicitly built in to a total interest rate or discount rate charged to a client to cover risk and a level of profit for the finance provider.
 
 
6. ''Secured lending.''
 
An amount deducted from the value of an asset used as collateral, to calculate the maximum amount of any loan to be secured against the asset.
 
Also known as a 'haircut'.
 
 
7.  ''Project planning and management.''
 
A ''safety margin'' is an allowance for worsening of a key input or variable in a project.
 
 
8.
 
Any other difference, usually a relatively small difference compared with the amounts themselves being compared.
 
For example, forward margin in foreign exchange markets.




== See also ==
== See also ==
* [[AMC]]
* [[Alternate Base Rate]]
* [[Bank of England]] (BoE)
* [[Bank margin]]
* [[Bank supervision]]
* [[BCBS]]
* [[Basel III]]
* [[Collateral]]
* [[Capital adequacy]]
* [[Contribution margin]]
* [[European Central Bank]] (ECB)
* [[EMIR]]
* [[European Insurance and Occupational Pensions Authority]]  (EIOPA)
* [[Exchange traded]]
* [[European Securities and Markets Authority]] (ESMA)
* [[Forward margin]]
* [[European Supervisory Authority]] (ESA)
* [[Futures]]
* [[European Union]] (EU)
* [[Haircut]]
* [[Euro zone]]
* [[Initial margin]]
* [[Federal Reserve System]] (FRS)
* [[International Swaps and Derivatives Association]]  (ISDA)
* [[Financial institution]]
* [[IOSCO]]
* [[Home supervisor]]
* [[Maintenance margin]]
* [[Host supervisor]]
* [[Margin call]]
* [[Internal Market]]
* [[Margin compression]]
* [[Prudential regulation]]
* [[Margin of safety]]
* [[Prudential Regulation Authority]] (PRA)
* [[Margin on costs]]
* [[Regulation]]
* [[Margin risk]]
* [[Supervision]]
* [[Marginal]]
* [[Supervisory college]]
* [[Margining]]
* [[Markup]]
* [[Net profit margin]]
* [[NII]]
* [[NIM]]
* [[Over the counter]]
* [[Profit margin]]
* [[Stepped margin]]
* [[Sustainability Linked Loan Principles]]
* [[Tax sparing]]
* [[Variation margin]]
* [[WGMR]]




==External link==
== External link ==
*[https://www.eba.europa.eu/about-us/eba-at-a-glance European Banking Authority - about us]
[https://www.bis.org/bcbs/publ/d499.pdf Margin requirements for non-centrally cleared derivatives - BCBS and IOSCO]


[[Category:Accounting,_tax_and_regulation]]
[[Category:Accounting,_tax_and_regulation]]
[[Category:The_business_context]]
[[Category:The_business_context]]
[[Category:Financial_products_and_markets]]

Revision as of 15:21, 3 March 2022

1. Accounting.

Profit margins measure the surplus of revenues over relevant costs, often expressed as a percentage.

Profit margins are usually expressed as a percentage of revenues, for example in the Net profit margin.


Less commonly, margins can also be expressed as a margin (percentage) on relevant costs.

Gross profit measured as a percentage of costs is also sometimes known as markup, an amount added to costs to determine a selling price.


2. Banking.

Net interest margin (NIM).


3. Bank lending.

Lending margin is a percentage amount added explicitly to a market reference rate, to calculate the total rate of interest payable by a borrower.


4. Derivatives markets.

Margin is a refundable deposit payable by market participants to protect other participants in the market against the risk of a default.

In this context, margin is a form of collateral.


5. Financing.

An amount implicitly built in to a total interest rate or discount rate charged to a client to cover risk and a level of profit for the finance provider.


6. Secured lending.

An amount deducted from the value of an asset used as collateral, to calculate the maximum amount of any loan to be secured against the asset.

Also known as a 'haircut'.


7. Project planning and management.

A safety margin is an allowance for worsening of a key input or variable in a project.


8.

Any other difference, usually a relatively small difference compared with the amounts themselves being compared.

For example, forward margin in foreign exchange markets.


See also


External link

Margin requirements for non-centrally cleared derivatives - BCBS and IOSCO