imported>Doug Williamson |
imported>Doug Williamson |
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| ''Law - lending and borrowing - security - mortgages - land.''
| | A percentage point is 1%, or 100 basis points. |
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| A report by a legal adviser about the quality of the title enjoyed over land.
| | An increase of 3%, say from 2% to 5%, is an increase of three percentage points, or 300 basis points. |
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| Title is the evidence of ownership.
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| In particular, the certificate of title will advise whether there is evidence of a "good and marketable" title, sufficient for a lender to safely take security over the land to support the loan.
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| The certificate will generally include findings about:
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| *Any rights of which the land has the benefit.
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| *Any burdens on the land, including third-party interests and potential third-party interests.
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| :<span style="color:#4B0082">'''''Riverside unlock £100m of valuations'''''</span>
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| :"The Riverside [treasury] team completed a certificate of title for 7,000 properties in eight months and helped the group to unlock property valuations worth around £100m."
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| :''ACT Deals of the Year Awards 2020 - Riverside''
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| == See also == | | == See also == |
| * [[Charge]] | | * [[Basis point]] |
| * [[Charged]]
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| * [[Encumbrance]]
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| * [[European Mortgage Federation]]
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| * [[Equity]]
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| * [[First mortgage debenture]]
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| * [[Fixed charge]]
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| * [[Forbearance]]
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| * [[Foreclosure]]
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| * [[Mortgage]]
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| * [[Security]]
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| * [[Third-party]]
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| [[Category:Accounting,_tax_and_regulation]]
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| [[Category:The_business_context]]
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| [[Category:Corporate_finance]]
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| [[Category:Investment]]
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| [[Category:Long_term_funding]]
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| [[Category:Identify_and_assess_risks]]
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| [[Category:Manage_risks]]
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| [[Category:Risk_frameworks]]
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| [[Category:Risk_reporting]]
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| [[Category:Financial_products_and_markets]]
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A percentage point is 1%, or 100 basis points.
An increase of 3%, say from 2% to 5%, is an increase of three percentage points, or 300 basis points.
See also
