imported>Doug Williamson |
imported>Doug Williamson |
| Line 1: |
Line 1: |
| 1. ''Accounting.''
| | Any facility which permits the borrower to draw down and repay amounts at the borrower's discretion for a specified period of time. |
|
| |
|
| Profit margins measure the surplus of revenues over relevant costs, often expressed as a percentage.
| |
|
| |
|
| Profit margins are usually expressed as a percentage of revenues, for example in the Net profit margin.
| | The flexibility for the borrower is subject to the terms of the facility. |
|
| |
|
| | | Examples of revolving borrowing facilities include overdrafts and revolving credit facilities. |
| Less commonly, margins can also be expressed as a margin (percentage) on relevant costs.
| |
| | |
| Gross profit measured as a percentage of costs is also sometimes known as ''markup'', an amount added to costs to determine a selling price.
| |
| | |
| | |
| 2. ''Banking.''
| |
| | |
| Net interest margin (NIM).
| |
| | |
| | |
| 3. ''Bank lending.''
| |
| | |
| Lending margin is a percentage amount added explicitly to a market reference rate, to calculate the total rate of interest payable by a borrower.
| |
| | |
| | |
| 4. ''Derivatives markets.''
| |
| | |
| Margin is a refundable deposit payable by market participants to protect other participants in the market against the risk of a default.
| |
| | |
| In this context, margin is a form of collateral.
| |
| | |
| | |
| 5. ''Financing.''
| |
| | |
| An amount implicitly built in to a total interest rate or discount rate charged to a client to cover risk and a level of profit for the finance provider.
| |
| | |
| | |
| 6. ''Secured lending.''
| |
| | |
| An amount deducted from the value of an asset used as collateral, to calculate the maximum amount of any loan to be secured against the asset.
| |
| | |
| Also known as a 'haircut'.
| |
| | |
| | |
| 7. ''Project planning and management.''
| |
| | |
| A ''safety margin'' is an allowance for worsening of a key input or variable in a project.
| |
| | |
| | |
| 8.
| |
| | |
| Any other difference, usually a relatively small difference compared with the amounts themselves being compared.
| |
| | |
| For example, forward margin in foreign exchange markets.
| |
|
| |
|
|
| |
|
| == See also == | | == See also == |
| * [[Alternate Base Rate]] | | * [[Facility]] |
| * [[Bank margin]] | | * [[Overdraft]] |
| * [[BCBS]] | | * [[Revolving credit facility]] |
| * [[Collateral]]
| |
| * [[EMIR]]
| |
| * [[Exchange traded]]
| |
| * [[Forward margin]]
| |
| * [[Futures]]
| |
| * [[Haircut]]
| |
| * [[Initial margin]]
| |
| * [[IOSCO]]
| |
| * [[Maintenance margin]]
| |
| * [[Margin call]]
| |
| * [[Margin compression]]
| |
| * [[Margin of safety]]
| |
| * [[Margin on costs]]
| |
| * [[Margin risk]]
| |
| * [[Marginal]]
| |
| * [[Margining]]
| |
| * [[Markup]]
| |
| * [[Net profit margin]]
| |
| * [[NII]]
| |
| * [[NIM]]
| |
| * [[Over the counter]]
| |
| * [[Profit margin]]
| |
| * [[Stepped margin]]
| |
| * [[Sustainability Linked Loan Principles]]
| |
| * [[Tax sparing]]
| |
| * [[Variation margin]]
| |
| * [[WGMR]]
| |
| | |
| | |
| == External link ==
| |
| [https://www.bis.org/bcbs/publ/d499.pdf Margin requirements for non-centrally cleared derivatives - BCBS and IOSCO]
| |
|
| |
|
| [[Category:Accounting,_tax_and_regulation]] | | [[Category:Long_term_funding]] |
| [[Category:The_business_context]] | | [[Category:Cash_management]] |
| [[Category:Financial_products_and_markets]] | | [[Category:Financial_products_and_markets]] |
| | [[Category:Liquidity_management]] |
