Reserve requirements and Retrenchment: Difference between pages

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''Banking''.
1. ''Risk management - expenditure''.


The minimum ratio of vault cash and balances ('[[reserves]]') with the [[central bank]] to deposits taken by the bank that the central bank requires commercial banks to hold.  
A reduction in risk exposures, or in spending.


An increase in minimum reserve requirements will be likely to lower the supply of money in the economy as banks undertake less lending, and vice versa.


:<span style="color:#4B0082">'''''Debt financing - impediments to debt raising'''''</span>


The greatest possible ratio would be 100%.  This is known as '100% reserve banking'.
:"Retrenchment by debt providers has also become a recurrent theme as banks have sought to refocus how and where they deploy capital and, as a result, we see more movement in the composition of syndicates in syndicated bank financings than has historically been the case.  


Any smaller ratio is known as 'fractional reserve banking'.  
:In response, treasury teams have needed to ensure that they have a broad range of banking relationships to call upon in order to effect a smooth refinancing and to drive the best possible terms."
 
:''Corporate debt and treasury report 2022 - Herbert Smith Freehills - ACT.''
 
 
2.  ''Employment - Australia - South Africa.''
 
The ending of an employment at the instigation of the employer.
 
Also known as ''redundancy.''




== See also ==
== See also ==
* [[Monetary policy]]
* [[Employer]]
* [[Interest on excess reserves]]
* [[Guide to risk management]]
* [[Last in first out]]
* [[Redundancy]]
* [[Risk management]]
* [[Syndication]]
 
[[Category:The_business_context]]
[[Category:Corporate_finance]]
[[Category:Investment]]
[[Category:Long_term_funding]]
[[Category:Identify_and_assess_risks]]
[[Category:Manage_risks]]
[[Category:Risk_frameworks]]
[[Category:Financial_products_and_markets]]

Latest revision as of 20:32, 30 April 2022

1. Risk management - expenditure.

A reduction in risk exposures, or in spending.


Debt financing - impediments to debt raising
"Retrenchment by debt providers has also become a recurrent theme as banks have sought to refocus how and where they deploy capital and, as a result, we see more movement in the composition of syndicates in syndicated bank financings than has historically been the case.
In response, treasury teams have needed to ensure that they have a broad range of banking relationships to call upon in order to effect a smooth refinancing and to drive the best possible terms."
Corporate debt and treasury report 2022 - Herbert Smith Freehills - ACT.


2. Employment - Australia - South Africa.

The ending of an employment at the instigation of the employer.

Also known as redundancy.


See also