Market Risk in the Banking Book and Standard variable rate: Difference between pages

Revision as of 12:19, 31 March 2021

Mortgage lending - interest rates.

(SVR).

A standard variable rate is a rate of mortgage interest set by the lender, that they have the discretion to change from time to time.

It is usually more expensive for the borrower overall, compared with other mortgage deals.

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-''Bank supervision - capital adequacy.''
+''Mortgage lending - interest rates.''
-(MRBB).
+(SVR).
-Market Risk in the Banking Book is the risk associated with a change in market rates and prices, and affecting a bank's banking book, as opposed to its trading book.
+A standard variable rate is a rate of mortgage interest set by the lender, that they have the discretion to change from time to time.
+It is usually more expensive for the borrower overall, compared with other mortgage deals.
-Market Risk in the Banking Book can include:
-*Interest rate risk
-*Foreign exchange risk
-*Equity risk
-*Commodity risk
 == See also ==
-* [[Bank supervision]]
+* [[Interest rate]]
-* [[Banking book]]
+* [[Mortgage]]
-* [[Basis risk]]
+* [[Variable rate]]
-* [[Capital adequacy]]
-* [[Commodity risk]]
-* [[Economic value of equity]]  (EVE)
-* [[Equity risk]]
-* [[Foreign exchange risk]]
-* [[Interest rate risk]]
-* [[Interest Rate Risk in the Banking Book]]  (IRRBB)
-* [[Market risk]]
-* [[MCRMR]]
-* [[NII]]
-* [[Shock]]
-* [[Trading book]]
-* [[Yield curve risk]]
-[[Category:Accounting,_tax_and_regulation]]
 [[Category:The_business_context]]
-[[Category:Identify_and_assess_risks]]
-[[Category:Manage_risks]]
-[[Category:Risk_frameworks]]
-[[Category:Risk_reporting]]
 [[Category:Financial_products_and_markets]]