Retrenchment and Standard variable rate: Difference between pages

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imported>Doug Williamson
(Add link.)
 
imported>Doug Williamson
(Create page. Sources: linked pages and Moneyfacts UK webpage https://moneyfacts.co.uk/mortgages/guides/what-is-a-standard-variable-rate/#:~:text=A%20standard%20variable%20rate%20(SVR,fixed%2C%20tracker%20or%20discounted%20deal.)
 
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1. ''Risk management - expenditure''.
''Mortgage lending - interest rates.''


A reduction in risk exposures, or in spending.
(SVR).


A standard variable rate is a rate of mortgage interest set by the lender, that they have the discretion to change from time to time.


:<span style="color:#4B0082">'''''Debt financing - impediments to debt raising'''''</span>
It is usually more expensive for the borrower overall, compared with other mortgage deals.
 
:"Retrenchment by debt providers has also become a recurrent theme as banks have sought to refocus how and where they deploy capital and, as a result, we see more movement in the composition of syndicates in syndicated bank financings than has historically been the case.
 
:In response, treasury teams have needed to ensure that they have a broad range of banking relationships to call upon in order to effect a smooth refinancing and to drive the best possible terms."
 
:''Corporate debt and treasury report 2022 - Herbert Smith Freehills - ACT.''
 
 
2.  ''Employment - Australia - South Africa.''
 
The ending of an employment at the instigation of the employer.
 
Also known as ''redundancy.''




== See also ==
== See also ==
* [[Employer]]
* [[Interest rate]]
* [[Guide to risk management]]
* [[Mortgage]]
* [[Last in first out]]
* [[Variable rate]]
* [[Redundancy]]
* [[Risk management]]
* [[Syndication]]


[[Category:The_business_context]]
[[Category:The_business_context]]
[[Category:Corporate_finance]]
[[Category:Investment]]
[[Category:Long_term_funding]]
[[Category:Identify_and_assess_risks]]
[[Category:Manage_risks]]
[[Category:Risk_frameworks]]
[[Category:Financial_products_and_markets]]
[[Category:Financial_products_and_markets]]

Revision as of 12:19, 31 March 2021

Mortgage lending - interest rates.

(SVR).

A standard variable rate is a rate of mortgage interest set by the lender, that they have the discretion to change from time to time.

It is usually more expensive for the borrower overall, compared with other mortgage deals.


See also

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