imported>Doug Williamson |
imported>Doug Williamson |
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| ''Bank supervision - EU''.
| | #Equity and other forms of capital for privately owned firms with high growth potential. |
| | #Firms or individuals who make investments in such firms, sometimes abbreviated to PE. |
| | #The equity of a privately owned company. |
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| CRD IV was the EU Capital Requirements Directive (CRD), 2013/36/EU, implementing Basel III in the European Union (EU).
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| It comprised prudential rules for financial institutions covering:
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| *Requirements on quality and quantity of capital;
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| *Rules for counterparty risk;
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| *A base for liquidity and leverage requirements; and
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| *Macroprudential standards.
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| CRD IV was updated by CRD V.
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| <span style="color:#4B0082">'''''Loans raw material cost rises'''''</span>
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| :"Under CRD IV, the amount of capital that banks must hold against credit risk is now 2-2.5 x higher than it was pre-crisis.
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| :Given this increase in the raw material cost of manufacturing loans, lending has naturally become a more expensive process."
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| :''The Treasurer magazine, April 2017, p24 - Nick Burge, MD, head of strategic liquidity at Lloyds Bank.''
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| == See also == | | == See also == |
| * [[AT1]] | | * [[Equity]] |
| * [[Bank supervision]]
| | * [[Taking private]] |
| * [[Basel II]]
| | * [[AFME]] |
| * [[Basel III]]
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| * [[Capital]]
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| * [[Capital adequacy]]
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| * [[Capital Requirements Directive]]
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| * [[Capital Requirements Regulation]]
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| * [[Common Equity Tier 1]] (CET1)
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| * [[Counterparty risk]]
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| * [[CRD V]]
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| * [[CRD VI]]
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| * [[Credit risk]]
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| * [[Directive]]
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| * [[Fully loaded CRD IV]]
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| * [[Global Financial Crisis]]
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| * [[Leverage]]
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| * [[Liquidity]]
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| * [[Macroprudential]]
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| * [[Prudential Regulation Authority]] | |
| * [[T2]] | |
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| [[Category:Compliance_and_audit]] | | [[Category:Corporate_finance]] |
