Life and PRA buffer: Difference between pages

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imported>Doug Williamson
(Add example.)
 
imported>Doug Williamson
(Create the page. Sources: HSBC AR 2015; KPMG http://kpmg.co.uk/creategraphics/2015/01_2015/CRT033541/CRT033541_print.html)
 
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1.  ''Loans - bonds - other securities.''
''Capital adequacy - UK''.


A measure of the time for which the principal amount is outstanding.
The PRA buffer is an amount of capital which UK-regulated banks are required to hold, determined following stress testing.


Usually taking account of any interim part-payments of the principal, before the final maturity.
The amount is determined by the UK regulator, the Prudential Regulation Authority (PRA), following consultation with the regulated bank.


For example, the ''weighted average life.''


Any PRA buffer which the regulator may set is additional to Individual Capital Guidance (ICG).


2.  ''Insurance.''


Relating to ''life assurance.''
The PRA buffer replaced the former 'capital planning buffer'.
 
 
3.  ''Products - equipment - services.''
 
A period during which a product or service offering is economically viable, or an item of equipment is economically useful.
 
For example, the ''product life cycle.''
 
 
4.  ''Health - healthcare - science research and application.''
 
The ''life sciences'' sector relates to human health and wellbeing.
 
 
5.  ''Executive coaching - life coaching - wellbeing.''
 
The part of an individual's activities not directly concerned with their work.
 
For example, work-life balance.




== See also ==
== See also ==
* [[Average effective maturity]]
* [[Buffer]]
* [[Average life]]
* [[Capital adequacy]]
* [[Average maturity]]
* [[Idiosyncratic stress]]
* [[Average nominal maturity]]
* [[Individual Capital Guidance]]
* [[Duration]]
* [[Pillar 2]]
* [[Executive coaching]]
* [[Prudential Regulation Authority]]
* [[Held-to-maturity]]
* [[Reverse stress test]]
* [[Insurance]]
* [[Scenario analysis]]
* [[Life assurance]]
* [[Shock]]
* [[Life coaching]]
* [[Stress]]
* [[Life cycle]]
* [[Life fund]]
* [[Life sciences]]
* [[Long life assets]]
* [[Longer term]]
* [[Maturity structure]]
* [[Maturity transformation]]
* [[Member]]
* [[Mismatch]]
* [[Principal]]
* [[Product life cycle]]
* [[Short life asset]]
* [[Short term]]
* [[Tenor]]
* [[Undated]]
* [[Useful economic life]]
* [[Weighted Average Final Maturity]]
* [[Weighted Average Life]]
* [[Weighted average maturity]]
* [[Wellbeing]]
 
[[Category:Self_management_and_accountability]]
[[Category:The_business_context]]
[[Category:Financial_products_and_markets]]

Revision as of 15:01, 29 October 2016

Capital adequacy - UK.

The PRA buffer is an amount of capital which UK-regulated banks are required to hold, determined following stress testing.

The amount is determined by the UK regulator, the Prudential Regulation Authority (PRA), following consultation with the regulated bank.


Any PRA buffer which the regulator may set is additional to Individual Capital Guidance (ICG).


The PRA buffer replaced the former 'capital planning buffer'.


See also