A2A

Payments.

Account to Account.

Account to Account solutions threaten to challenge traditional payment cards

"Capgemini released its World Payments Report 2025. Key findings included...

• Account-to-Account (A2A) instant payment solutions present a faster and cost-effective way to pay, bypassing expensive card networks. According to the report, the rise in their popularity threatens to challenge the dominance of traditional payment cards, with estimates suggesting they could offset 15-25% of future card transaction volume growth.

• The European Payments Initiative’s Wero wallet is likely to accelerate adoption of A2A payments with 37% of European payment executives anticipating it will significantly offset card transaction growth across Europe by 2027."

Update on the payments landscape - ACT - September 2024.

See also

• B2B
• Card
• Creditor days
• Customer-to-cash (C2C)
• European Payments Initiative (EPA)
• Micropayments
• P2P
• Payables management
• Payment
• Peer-to-peer
• Purchase to pay cycle
• Wero
• Working capital management

Other resources

• Capgemini World Payments Report 2025
• Update on the payments landscape - ACT - September 2024