CRD IV: Difference between revisions
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''Bank supervision - EU''. | ''Bank supervision - EU''. | ||
CRD IV | CRD IV was the EU Capital Requirements Directive (CRD), 2013/36/EU, implementing Basel III in the European Union (EU). | ||
It | It comprised prudential rules for financial institutions covering: | ||
*Requirements on quality and quantity of capital; | *Requirements on quality and quantity of capital; | ||
*Rules for counterparty risk; | *Rules for counterparty risk; | ||
| Line 10: | Line 10: | ||
CRD IV was updated by CRD V. | |||
| Line 23: | Line 20: | ||
:''The Treasurer magazine, April 2017, p24 - Nick Burge, MD, head of strategic liquidity at Lloyds Bank.'' | :''The Treasurer magazine, April 2017, p24 - Nick Burge, MD, head of strategic liquidity at Lloyds Bank.'' | ||
== See also == | == See also == | ||
* [[ | * [[Additional Tier 1]] (AT1) | ||
* [[Bank supervision]] | * [[Bank supervision]] | ||
* [[Basel II]] | * [[Basel II]] | ||
| Line 36: | Line 29: | ||
* [[Capital]] | * [[Capital]] | ||
* [[Capital adequacy]] | * [[Capital adequacy]] | ||
* [[Capital Requirements Directive]] | * [[Capital Requirements Directive]] | ||
* [[Capital Requirements Regulation]] | * [[Capital Requirements Regulation]] | ||
* [[ | * [[Common Equity Tier 1]] (CET1) | ||
* [[Counterparty risk]] | * [[Counterparty risk]] | ||
* [[CRD V]] | * [[CRD V]] | ||
* [[CRD VI]] | |||
* [[Credit risk]] | * [[Credit risk]] | ||
* [[Directive]] | * [[Directive]] | ||
| Line 50: | Line 43: | ||
* [[Macroprudential]] | * [[Macroprudential]] | ||
* [[Prudential Regulation Authority]] | * [[Prudential Regulation Authority]] | ||
* [[ | * [[Tier 2]] (T2) - Tier 2 capital | ||
[[Category:Compliance_and_audit]] | [[Category:Compliance_and_audit]] | ||
Latest revision as of 17:52, 25 June 2022
Bank supervision - EU.
CRD IV was the EU Capital Requirements Directive (CRD), 2013/36/EU, implementing Basel III in the European Union (EU).
It comprised prudential rules for financial institutions covering:
- Requirements on quality and quantity of capital;
- Rules for counterparty risk;
- A base for liquidity and leverage requirements; and
- Macroprudential standards.
CRD IV was updated by CRD V.
Loans raw material cost rises
- "Under CRD IV, the amount of capital that banks must hold against credit risk is now 2-2.5 x higher than it was pre-crisis.
- Given this increase in the raw material cost of manufacturing loans, lending has naturally become a more expensive process."
- The Treasurer magazine, April 2017, p24 - Nick Burge, MD, head of strategic liquidity at Lloyds Bank.
See also
- Additional Tier 1 (AT1)
- Bank supervision
- Basel II
- Basel III
- Capital
- Capital adequacy
- Capital Requirements Directive
- Capital Requirements Regulation
- Common Equity Tier 1 (CET1)
- Counterparty risk
- CRD V
- CRD VI
- Credit risk
- Directive
- Fully loaded CRD IV
- Global Financial Crisis
- Leverage
- Liquidity
- Macroprudential
- Prudential Regulation Authority
- Tier 2 (T2) - Tier 2 capital
