Credit rating
1. Larger organisations - borrowings - securities - bonds - credit rating agencies.
A standardised assessment, expressed alphanumerically (for example AAA to D, or A-1+ to D), of the creditworthiness of an entity raising debt capital – be it a company, an investment vehicle (mutual fund), a country (sovereign) and its affiliated public agencies or regional/local authorities or a supranational institution – provided by credit rating agencies to investors and analysts.
Credit ratings also serve as a measure of the risks related to specific financial investments.
2. Smaller & medium sized organisations - credit reference agencies - trade credit rating agency.
An external assessment of general creditworthiness for a smaller organisation, provided by a credit reference agency or trade credit rating agency.
See also
- AAA
- Agency
- Bond issue
- Climate change: testing the resilience of corporates’ creditworthiness to natural catastrophes
- Corporate credit ratings: a quick guide
- County court judgment
- Credit
- Credit Benchmark
- Credit estimate
- Credit migration risk
- Credit Quality Step
- Credit rating agency
- Credit reference agency
- Credit risk
- Credit score
- Credit watch
- Creditworthiness
- Downgrade
- ESG ratings
- ESG Relevance Score
- Fitch
- ICR
- In default
- Investment grade
- Junk
- Moody's
- Mutual fund
- NAIC
- Non-investment grade
- Notch
- pi
- Pricing grid
- Prime
- Private rating
- Public information rating
- Public rating
- Rated
- SACP
- Solicited rating
- Sovereign
- Standard & Poor's
- Sub-prime lending
- Supranational
- Toxic
- Trade credit rating agency
- Unrated
- Unsolicited rating
- Upgrade
