Fully loaded CRD IV
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Bank prudential management.
Fully loaded measures are ones presented as if any remaining transitional implementation period had already come to end.
In other words, more stringent measures are calculated and reported, ignoring the softening benefit of any remaining transitional implementation period.
In relation to the European Union Capital Requirements Directive IV (CRD IV), the fully loaded basis assumes CRD IV and the related Capital Requirements Regulation to be already fully implemented.