imported>Doug Williamson |
imported>Doug Williamson |
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| ''Bank supervision''. | | ''Bank prudential management'' |
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| Basel III is third amended and strengthened international bank capital adequacy framework issued in 2010 and updated in 2011, designed to improve on Basel II.
| | Fully loaded measures are ones presented ''as if'' any remaining transitional implementation period had already come to end. |
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| Basel III leverage ratio framework and disclosure requirements were issued in January 2014.
| | In other words, more stringent measures are calculated and reported, ignoring the softening benefit of any remaining transitional implementation period. |
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| Among other reforms, Basel III aims to reduce moral hazard and the related 'too big to fail' problem.
| | In relation to the European Union Capital Requirements Directive IV (CRD IV), the fully loaded basis assumes CRD IV and the related Capital Requirements Regulation to be already fully implemented. |
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| It also places substantially greater emphasis on harmonised liquidity and funding risk standards.
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| Basel III has been implemented in the European Union on a phased basis under its Capital Requirements Directives IV and V (CRD IV and CRD V).
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| Important changes introduced by Basel III include:
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| *Significant increases in requirements for the quality and amounts of capital;
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| *Capital buffers;
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| *The Leverage Ratio;
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| *The Liquidity Coverage Ratio and Net Stable Funding Ratio.
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| Basel III is sometimes written ''Basel 3''.
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| Further elements of the Basel III framework were agreed in December 2017. These further elements are sometimes known as Basel IV.
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| They will be implemented by the sixth Capital Requirements Directive (CRD VI or CRD 6) and the third Capital Requirements Regulation (CRR III or CRR 3).
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| == See also == | | == See also == |
| * [[Bank supervision]] | | * [[Bank supervision]] |
| * [[Basel Committee on Banking Supervision]] | | * [[Basel III]] |
| * [[Basel II]]
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| * [[Basel 2.5]]
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| * [[Basel 3.1]]
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| * [[Basel IV]]
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| * [[Capital adequacy]] | | * [[Capital adequacy]] |
| * [[Capital buffer]] | | * [[Capital Requirements Regulation]] |
| * [[CRD IV]] | | * [[CRD IV]] |
| * [[CRD V]]
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| * [[CRD VI]]
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| * [[CRR III]]
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| * [[Dodd-Frank]]
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| * [[Financial Stability Board]]
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| * [[Fully loaded Basel III]]
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| * [[Liquidity Coverage Ratio]]
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| * [[Leverage Ratio]]
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| * [[Macroprudential]]
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| * [[Microprudential]]
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| * [[Moral hazard]]
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| * [[Net Stable Funding Ratio]]
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| * [[Prudential Regulation Authority]]
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| * [[Sell-side firm]]
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| * [[Solvency II]]
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| * [[The future of pooling]]
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| * [[Too Big To Fail]]
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| * [[Volcker Rule]]
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| ===Other links===
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| [https://www.bis.org/publ/bcbs270.htm Basel III leverage ratio framework and disclosure requirements January 2014]
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| [[Category:Accounting,_tax_and_regulation]] | | [[Category:Accounting,_tax_and_regulation]] |
| [[Category:The_business_context]]
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| [[Category:Long_term_funding]]
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| [[Category:Compliance_and_audit]]
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| [[Category:Identify_and_assess_risks]]
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| [[Category:Manage_risks]]
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| [[Category:Risk_frameworks]]
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| [[Category:Risk_reporting]]
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Bank prudential management
Fully loaded measures are ones presented as if any remaining transitional implementation period had already come to end.
In other words, more stringent measures are calculated and reported, ignoring the softening benefit of any remaining transitional implementation period.
In relation to the European Union Capital Requirements Directive IV (CRD IV), the fully loaded basis assumes CRD IV and the related Capital Requirements Regulation to be already fully implemented.
See also
