Loan to stable deposit ratio and Ringgit: Difference between pages

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''Bank prudential management''
The main currency unit of Malaysia, divided into 100 sen.


(L/SD ratio).
Its ISO currency code is MYR.


A simple measure of a bank's funding profile, being a refinement of the (even simpler) loan to deposit (L/D) ratio.


The L/SD ratio divides the bank's loans by its stable deposits.
==See also==
* [[ISO currency codes]]
* [[MASB]]


 
[[Category:The_business_context]]
Deposits which are regarded as 'non stable' are excluded from the calculation.
 
Compared with the simpler loan to deposit ratio, the L/SD ratio provides a more representative measure of the bank's capacity to lend.
 
 
An even more refined measure is the Net Stable Funding Ratio (NSFR).
 
 
== See also ==
* [[Liquidity]]
* [[Liquidity Coverage Ratio]]
* [[Leverage Ratio]]
* [[Loan to deposit ratio]]
* [[Loan to stable funding ratio]]
* [[Net Stable Funding Ratio]]
* [[Funding]]
* [[Funding ratio]]

Latest revision as of 10:38, 11 April 2018

The main currency unit of Malaysia, divided into 100 sen.

Its ISO currency code is MYR.


See also