Charge and Margin: Difference between pages

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1. ''Law.''  
1. ''Accounting''.


A mortgage or other security attached to an asset or assets, which prevents dealing in those assets without the consent of the secured creditor.
Profit margin measures the surplus of revenues over relevant costs, often expressed as a percentage.




2. ''Tax.''  
2. ''Banking''.


A charge on income.
Net interest margin (NIM).




3. ''Tax.''  
3. ''Bank lending''.


An amount of tax payable.
Lending margin is a percentage amount added to a market reference rate, to calculate the total rate of interest payable by a borrower.




4.
4. ''Derivatives markets''.  


Any fee or other amount payable for services or facilities provided.
Margin is a refundable cash deposit payable by market participants to protect other participants in the market against the risk of a default.
 
 
5. ''Financing''.
 
An amount built in to an interest rate or discount rate charged to a client to cover risk and a level of profit for the finance provider.
 
 
6. ''Secured lending''.
 
An amount deducted from the value of an asset used as collateral, to calculate the maximum amount of any loan to be secured against the asset.
 
Also known as a 'haircut'.




== See also ==
== See also ==
* [[Certificate of title]]
* [[Collateral]]
* [[Charge on income]]
* [[Futures]]
* [[Charged]]
* [[Haircut]]
* [[Depreciation charge]]
* [[Initial margin]]
* [[Early Redemption Charge]]
* [[Maintenance margin]]
* [[Finance charge]]
* [[Margin call]]
* [[Fixed charge]]
* [[Margin risk]]
* [[Floating charge]]
* [[NII]]
* [[Management charge]]
* [[NIM]]
* [[Mortgage]]
* [[Stepped margin]]
* [[Security]]
* [[Tax sparing]]
* [[Tax]]
* [[Variation margin]]
 
* [[WGMR]]
[[Category:Accounting,_tax_and_regulation]]
[[Category:Compliance_and_audit]]

Revision as of 14:46, 24 August 2016

1. Accounting.

Profit margin measures the surplus of revenues over relevant costs, often expressed as a percentage.


2. Banking.

Net interest margin (NIM).


3. Bank lending.

Lending margin is a percentage amount added to a market reference rate, to calculate the total rate of interest payable by a borrower.


4. Derivatives markets.

Margin is a refundable cash deposit payable by market participants to protect other participants in the market against the risk of a default.


5. Financing.

An amount built in to an interest rate or discount rate charged to a client to cover risk and a level of profit for the finance provider.


6. Secured lending.

An amount deducted from the value of an asset used as collateral, to calculate the maximum amount of any loan to be secured against the asset.

Also known as a 'haircut'.


See also