Loan to stable deposit ratio: Difference between revisions
From ACT Wiki
Jump to navigationJump to search
imported>Doug Williamson (Create the page. Sources: linked pages.) |
imported>Doug Williamson (Amend link.) |
||
| Line 19: | Line 19: | ||
* [[Loan to deposit ratio]] | * [[Loan to deposit ratio]] | ||
* [[Loan to stable funding ratio]] | * [[Loan to stable funding ratio]] | ||
* [[Net | * [[Net Stable Funding Ratio]] | ||
* [[Funding]] | * [[Funding]] | ||
* [[Funding ratio]] | * [[Funding ratio]] | ||
Revision as of 12:01, 17 November 2016
Bank prudential management
(L/SD ratio).
A simple measure of a bank's funding profile, being a refinement of the loan to deposit (L/D) ratio.
The L/SD ratio divides the bank's loans by its stable deposits.
Deposits which are regarded as 'non stable' are excluded from the calculation.
Compared with the simple loan to deposit ratio, the L/SD ratio provides a more representative measure of the bank's capacity to lend.
