Capital relief: Difference between revisions

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* [[Insurance Capital Standard]]
* [[Insurance Capital Standard]]
* [[Microprudential]]
* [[Microprudential]]
* [[PCS]]
* [[Prime Collateralised Securities]] (PCS)
* [[Regulatory capital]]
* [[Regulatory capital]]
* [[Reserve requirements]]
* [[Reserve requirements]]

Revision as of 23:36, 27 December 2024

Capital - capital requirements - supervision - regulation - financial services.

Capital adequacy means minimum levels of regulatory capital for banks, insurance companies and certain other financial services firms.

Capital relief is a deduction from the minimum level of regulatory capital in the individual circumstances of a regulated firm.


Capital charges for STS are excessive
"In September 2024, Draghi recommended changes to revitalise EU securitisation and CMU [including]:
• a cut in current STS capital charges that exceed corresponding actual risks – a bone of contention shared with PCS, which says the growth of EU securitisation is being held back not by the high standards of the STS (simple, transparent and standardised) regime, but by insufficient capital relief for the STS transactions..."
Mario Draghi, former president of the European Central Bank - quoted in The Treasurer - Issue 4 of 2024, p18.


See also