Annual effective rate

(AER).

The same as Effective Annual Rate (EAR).

The term AER is more commonly used in the context of investment, though not universally.

The term EAR is more commonly used in the context of borrowing, but not always.

See also

• Annual percentage rate
• Daily rate
• Effective annual rate
• Flat yield curve
• Quarterly rate
• Semi-annual rate
• Semi-annual basis