Instant Payments Regulation

EU financial regulation - instant payments.

(IPR).

The EU's Instant Payments Regulation of 2024.

Among other requirements, it requires payment service providers that offer credit transfers in euro within the EU, to offer instant credit transfers in euro.

See also

• euro
• European Union (EU)
• Instant payments
• Payment service provider (PSP)
• PSD2
• Regulation
• Single Euro Payments Area (SEPA)
• Verification of Payee (VOP)

Other resources

• Instant Payments Regulation - summary - ECB
• Instant Payments Regulation - text
• EBA addresses challenges of VOP requirements - May 2025
• VOP for bulk payments - key challenges and pain points - Euro Banking Association - May 2025