Comprehensive Capital Analysis and Review: Difference between revisions

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imported>Doug Williamson
(Create the page. Source: The Treasurer, September 2015, p43 and Federal Reserve guidance note 2014.)
 
imported>Doug Williamson
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''Banking regulation, US''.
''Banking regulation - US''.


The Federal Reserve’s annual Comprehensive Capital Analysis and Review (CCAR) is designed to be an intensive assessment of the capital adequacy of large, complex US bank holding companies (BHCs) and of the practices these BHCs use to assess their capital needs.  
The Federal Reserve’s annual Comprehensive Capital Analysis and Review (CCAR) is designed to be an intensive assessment of the capital adequacy of large, complex US bank holding companies (BHCs) and of the practices these BHCs use to assess their capital needs.  


The purpose of the CCAR is to ensure that these BHCs have sufficient capital to withstand a highly stressful operating environment and be able to continue operations, maintain ready access to funding, meet obligations to creditors and counterparties, and serve as credit intermediaries.
 
The purpose of the CCAR is to ensure that these BHCs have sufficient capital to withstand a highly stressful operating environment and be able to:
 
* Continue operations
* Maintain ready access to funding
* Meet obligations to creditors and counterparties and
* Serve as credit intermediaries.




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*[[Capital adequacy]]
*[[Capital adequacy]]
*[[Federal Reserve System]]
*[[Federal Reserve System]]
*[[Holding company]]
[[Category:Accounting,_tax_and_regulation]]
[[Category:The_business_context]]
[[Category:Identify_and_assess_risks]]
[[Category:Manage_risks]]
[[Category:Risk_frameworks]]
[[Category:Risk_reporting]]
[[Category:Financial_products_and_markets]]

Latest revision as of 20:28, 1 April 2022

Banking regulation - US.

The Federal Reserve’s annual Comprehensive Capital Analysis and Review (CCAR) is designed to be an intensive assessment of the capital adequacy of large, complex US bank holding companies (BHCs) and of the practices these BHCs use to assess their capital needs.


The purpose of the CCAR is to ensure that these BHCs have sufficient capital to withstand a highly stressful operating environment and be able to:

  • Continue operations
  • Maintain ready access to funding
  • Meet obligations to creditors and counterparties and
  • Serve as credit intermediaries.


See also