Comprehensive Capital Analysis and Review
From ACT Wiki
Jump to navigationJump to search
Banking regulation - US.
The Federal Reserve’s annual Comprehensive Capital Analysis and Review (CCAR) is designed to be an intensive assessment of the capital adequacy of large, complex US bank holding companies (BHCs) and of the practices these BHCs use to assess their capital needs.
The purpose of the CCAR is to ensure that these BHCs have sufficient capital to withstand a highly stressful operating environment and be able to:
- Continue operations
- Maintain ready access to funding
- Meet obligations to creditors and counterparties and
- Serve as credit intermediaries.