P2P

1.

Purchase-to-Pay

2.

Peer-to-peer

Purchase-to-Pay cycle

The purchase-to-pay cycle is about the trade finance cycle between an organisation and its suppliers.

The primary concerns of the purchasing organisation are normally with:

1. Mitigating delivery risk
2. Extending the payment cycle as far as commercially reasonable.

Peer-to-peer lending

Direct lending and borrowing between non-financial businesses, contrasted with traditional bank-based lending.

Some commentators predict there will be substantial losses on peer-to-peer lending, following inadequate due diligence.

See also

• Payables management
• Creditor days
• C2C
• Due diligence
• Trade finance