EMV card

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Payments and payment systems - chip card protocols.

An EMV card is a chip card that complies with the EMV protocol.

The protocol is designed to enable secure contact and contactless transactions and other emerging payment technologies.


Under the protocol, EMV® Chip Specifications describe the requirements for global interoperability between chip-based payment applications and acceptance terminals.

The EMV® payment device must communicate with a chip reader in the acceptance terminal - either contact or contactless - to enable the transaction.


This protocol is defined and tested by EMVCo.


See also