Fully loaded Basel III
Bank prudential management.
(FLBIII or FLB3).
Basel III introduced a number of more stringent bank prudential measures with mandatory effect from 2019, and a transitional phase-in period before then.
'Fully loaded' Basel III measures are the more stringent ones calculated and presented before 2019, as if all transitional implementation periods had already come to an end.
In other words, the more stringent measures were calculated and reported early on a voluntary basis, ignoring the softening benefit of any remaining transitional implementation period.