In-house bank

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Corporate treasury organisation.

(IHB).

In-house bank is a structural corporate treasury role where the central treasury acts as an internal banking facility for the group, all the subsidiaries dealing with the in-house bank.

This is a highly centralised arrangement, compared with advisory or agency treasury structures.


Centralised treasury function
"In simple terms, an in-house bank is a centralised treasury function that acts as a bank for an organisation’s subsidiaries. It facilitates various financial services, such as settlements, funding, intercompany lending, liquidity management and FX management and, in doing so, unlocks a host of benefits for the user."
The Group Treasurer: An ACT guide to the first 100 days, page 29.


It is sometimes written 'in house' bank without the hyphen.


See also