Seasonal risk

Economics - financial management.

1. Risk management - seasonality.

Relating to risks or needs that increase at particular times of the year, that need to be anticipated and managed accordingly.

Short-term uncommitted facilities - seasonality

"Short-term uncommitted facilities are often used to finance temporary or seasonal needs such as paying trade creditors during a peak period or to earn any trade discounts... and the annual business cycle experienced by any seasonal business as working capital requirements fluctuate."

An introduction to loan finance - the Treasurer's Wiki.

2. Risk management - seasonality - insurance.

Relating to operational activities that usually happen only at certain times of the year.

For example, wet weather risk for pre-scheduled outdoor events.

The organisers are likely to need insurance for the adverse event, but only for the planned duration of the event.

See also

• An introduction to loan finance
• Business cycle
• Cash conversion cycle
• Countercyclical
• Cycle
• Cyclical
• Cyclical risk
• Economics
• Facility
• Financial management
• Life cycle
• Migration
• Operating cycle
• Order to cash cycle
• Procure to pay cycle
• Procyclical
• Procyclical risk
• Procyclicality
• Product life cycle
• Purchase to pay cycle
• Risk management
• Seasonal
• Seasonality
• Short term
• Structural
• Trend
• Trend analysis
• Uncommitted
• Working capital
• Working capital cycle