Member and Credit story: Difference between pages

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1.  
''Treasury - borrowing - credit - credit strength - investor relations''.


''Pensions.''
The credit story is a fundamentally important part of investor relations.


A beneficiary under an occupational pension scheme.
A borrower's credit story means the content and presentation of information about the borrower's relative credit strength, to potential lenders and investors.


Pension scheme members may be:


i. ''Active'' (still accruing benefits by virtue of current service); or <br>
A key element of the credit story is the trust that investors hold toward the integrity and competence of the leaders of the borrowing organisation.
ii. ''Deferred'' (no longer accruing benefits through having left the scheme, but entitled to receive benefits in the future); or <br>
iii. ''Pensioners'' (currently receiving benefits).  This third category will also usually include widows and other dependants of former members.


It is very important, therefore, not to over-promise when presenting the credit story, but rather to take the opportunity to maintain and build a well-founded reputation for frankness.


2.


''Company law.''
:<span style="color:#4B0082">'''''How to select an agent bank for a private placement'''''</span>


In relation to a company, a shareholder.
:"Clearly companies will have different reasons for selecting an agent bank, but there are probably several key areas to differentiate:


:Positioning the credit – the bank’s ability to sell the credit story (position the credit strengths while mitigating the weaknesses) is key to stimulating investor demand and maximising terms...


3.
:Team – it is the distribution person who will be selling the company’s credit story to the investor not the origination team so how well does that person know the company?"


''Mutual organisations''.
:''Assessing the US private placement market from a corporate perspective - the Treasurer's Wiki.''


A retail customer of a mutual organisation, such as a building society.




== See also ==
== See also ==
* [[Building society]]
* [[Agent]]
* [[Company]]
* [[Agent bank]]
* [[Maturity]]
* [[Assessing the US private placement market from a corporate perspective]]
* [[Mutual]]
* [[Competence]]
* [[Occupational pension scheme]]
* [[Credit]]
* [[Pensioner]]
* [[Credit ratings: helping supply to meet demand]]
* [[Pensions Ombudsman]]
* [[Creditworthiness]]
* [[Separate personality principle]]
* [[Debt investor relations]]
* [[Shareholders]]
* [[Friction]]
* [[Green story]]
* [[Integrity]]
* [[Investor relations]]
* [[Ratings]]
* [[Treasury]]
* [[US private placement]]  (USPP)


[[Category:Compliance_and_audit]]
[[Category:Financial_products_and_markets]]
[[Category:Long_term_funding]]
[[Category:The_business_context]]

Revision as of 14:08, 29 July 2024

Treasury - borrowing - credit - credit strength - investor relations.

The credit story is a fundamentally important part of investor relations.

A borrower's credit story means the content and presentation of information about the borrower's relative credit strength, to potential lenders and investors.


A key element of the credit story is the trust that investors hold toward the integrity and competence of the leaders of the borrowing organisation.

It is very important, therefore, not to over-promise when presenting the credit story, but rather to take the opportunity to maintain and build a well-founded reputation for frankness.


How to select an agent bank for a private placement
"Clearly companies will have different reasons for selecting an agent bank, but there are probably several key areas to differentiate:
Positioning the credit – the bank’s ability to sell the credit story (position the credit strengths while mitigating the weaknesses) is key to stimulating investor demand and maximising terms...
Team – it is the distribution person who will be selling the company’s credit story to the investor not the origination team so how well does that person know the company?"
Assessing the US private placement market from a corporate perspective - the Treasurer's Wiki.


See also