Certificate of title

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Law - lending and borrowing - security - mortgages - land.

A report by a legal adviser about the quality of the title enjoyed over land.

Title is the evidence of ownership.

In particular, the certificate of title will advise whether there is evidence of a "good and marketable" title, sufficient for a lender to safely take security over the land to support the loan.

The certificate will generally include findings about:

  • Any rights of which the land has the benefit.
  • Any burdens on the land, including third-party interests and potential third-party interests.

Riverside unlock £100m of valuations
"The Riverside [treasury] team completed a certificate of title for 7,000 properties in eight months and helped the group to unlock property valuations worth around £100m."
ACT Deals of the Year Awards 2020 - Riverside

See also