SME Supporting Factor and Key: Difference between pages

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''Bank supervision - capital adequacy - Risk Weighted Assets (RWAs) - credit risk''.
1.  ''Information technology - cybersecurity.''


The SME Supporting Factor is a capital adequacy provision that reduces the regulatory risk weighting applied to lending to small and medium sized enterprises.
A code that is used to encrypt messages or other information, or to convert encrypted information back into normal text - or other normal information.


This reduces the amount of regulatory capital required to be held by the lender, and - in turn - helps to reduce the cost of lending.


2.  ''Security - security systems.''


"The SME Supporting Factor continues to be the biggest issue for banks.  
A physical device that allows access to secured - or confidential - parts of a physical or virtual environment.


They’ve always maintained that if the supporting factor is withdrawn at some point it will need to feed through into the cost of credit and credit appetite itself."
Physical keys may incorporate electronic components.


(Nala Worsfold, head of financial and risk policy at UK Finance, quoted in The Treasurer, Issue 4, December 2023, p14)


3.  ''Adjective.''


==See also==
Of high importance, to focus on.
*[[Bank supervision]]
 
*[[Basel 3.1]]
For example, a Key Performance Indicator (KPI).
*[[Capital]]
 
*[[Capital adequacy]]
 
*[[CET1 ratio]]
== See also ==
*[[Credit]]
* [[Cryptography]]
*[[Credit Conversion Factor]]  (CCF)
* [[Cybersecurity]]
*[[Infrastructure Supporting Factor]]  (ISF)
* [[Dual key]]
* [[Internal Models Approach]]  (IMA)
* [[Encryption]]
*[[Off balance sheet risk]]
* [[Information technology]]
*[[Operational risk]]
* [[Key Attributes]]
*[[Output floor]]
* [[Key control indicator]]  (KPI)
*[[Pillar 1]]
* [[Key Information Document]]
* [[Risk Weighted Assets]] (RWAs)
* [[Key performance indicator]]  (KPI)
*[[Small and Medium-sized Enterprises]] (SMEs)
* [[Key risk indicator]]  (KPI)
* [[Standardised Approach]] (SA)
* [[Private key]]
*[[Total capital ratio]]
* [[Public]]
*[[UK Finance]]
* [[Public key ]]
* [[Public key encryption]]
* [[Public key infrastructure]]
* [[Quantum computing]]
* [[Quantum key distribution]]
* [[RSA encryption]]
* [[Security]]


[[Category:Accounting,_tax_and_regulation]]
[[Category:Accounting,_tax_and_regulation]]
[[Category:Compliance_and_audit]]
[[Category:Financial_products_and_markets]]
[[Category:Financial_products_and_markets]]
[[Category:Identify_and_assess_risks]]
[[Category:Investment]]
[[Category:Long_term_funding]]
[[Category:Manage_risks]]
[[Category:Risk_reporting]]
[[Category:Risk_frameworks]]
[[Category:The_business_context]]

Latest revision as of 08:13, 1 February 2024

1. Information technology - cybersecurity.

A code that is used to encrypt messages or other information, or to convert encrypted information back into normal text - or other normal information.


2. Security - security systems.

A physical device that allows access to secured - or confidential - parts of a physical or virtual environment.

Physical keys may incorporate electronic components.


3. Adjective.

Of high importance, to focus on.

For example, a Key Performance Indicator (KPI).


See also

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