4Cs of credit
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Credit analysis - credit risk management.
The 4Cs of credit are a framework for credit analysis and credit risk management.
The 4 Cs are usually defined to comprise:
- Capacity
- Collateral
- Covenants and
- Character
See also
- 5Cs of credit
- Capacity
- Character
- Collateral
- Commercial credit risk
- Counterparty risk
- Covenant
- Credit
- Credit analysis
- Credit concentration risk
- Credit default swap
- Credit derivative
- Credit exposure
- Credit migration risk
- Credit quality
- Credit rating
- Credit rating agency
- Credit rating risk
- Credit risk
- Credit risk management
- Credit spread risk
- Credit spread risk in the banking book
- Default
- Event risk
- Framework
- High-yield
- Loss Given Default (LGD)
- Obligation
- Operational risk
- Pre-settlement risk
- Price risk
- Principal risk
- Probability of Default (PD)
- Replacement cost risk
- Reputational risk
- Risk mitigation
- Sovereign risk
- Transaction risk