Atomic settlement

Funds and securities transfers.

Atomic settlements allow simultaneous and irreversible transfers of assets or funds between parties.

The concept is that either the entire transaction succeeds or fails as a single, indivisible unit, reducing the risks of partial or incomplete transactions.

"Atomic settlements seek to remove the use of intermediaries in transactions and would not require disclosing the transaction on a public blockchain, increasing privacy.

While this may be favourable for users, it is likely to spark regulatory pushback to manage fraud and money laundering."

(Source - The Payments Association.)

See also

• Acceptance for settlement
• Blockchain
• Clearing
• Clearing system
• Confirmation
• Delivery
• Delivery versus payment system
• Funds transfer system
• Gross settlement system
• Hybrid clearing and settlement systems
• Intermediary
• Law
• Money laundering
• Payments and payment systems
• Regulation
• Securities settlement system
• Security
• Settlement
• Settlement finality
• Settlement risk
• The Payments Association
• Transfer

Other resource

• Atomic settlements: the next regulatory challenge? The Payments Association